New Jersey has enacted Insurance Fairness for Amputees legislation.
Insurance Fairness History
The New Jersey passed Insurance Fairness for Amputee legislation in 2008. Senate Bill 502 passed the senate unanimously and will little opposition in the Assembly. It was signed into law by Governor Jon Corzine (D) on January 13th, 2008.
Prior to the passage of SB 502, the New Jersey State Legislature commissioned the New Jersey Insurance Fairness Study to study the cost associated with an earlier version of the legislation. The study concluded that, if the earlier version was enacted, it would result in average premium increases of .025%, but there is no way to quantify the extent to which the mandate would actually increase the availability of prosthetic and orthotic devices or reduce the financial burden on those who obtain such devices.
The New Jersey State Legislature works on a two year cycle and in 2019 will be in the second year of their cycle. The 2019 Legislative Session convenes January 9th and will tentatively conclude December 31st. The New Jersey Legislature does not have any deadlines for prefiling or introductions.
Currently, the Democratic Party controls both chambers of the State Legislature and the Office of the Governor.
In order to move forward with other legislative initiatives beyond Insurance Fairness, the Amputee Coalition needs the backing of the limb loss community. We are actively seeking advocates to support or advocacy efforts in New Jersey. Connect with the Amputee Coalition or your insurance company through Amplify, your State Representation and the New Jersey Department of Banking and Insurance to express your concern about issues affecting the limb loss community.