Nebraska has previously introduced Insurance Fairness for Amputees Legislation and it is a target state for an upcoming session. We are actively seeking advocates to lead the efforts to introduce and pass legislation.
Insurance Fairness History
The Nebraska State Legislature has previously introduced Insurance Fairness for Amputees. The most recent introduction took place during the 2009 Legislative Session. Legislative Bill 149 was introduced and referred to the Banking, Commerce and Insurance Committee. The measure was scheduled for a hearing, but was not heard. It was indefinitely postponed on April 14th, 2010.
Prior to the introduction LB 149, the Nebraska State Legislature commissioned the Nebraska Insurance Fairness Study to study the medical impacts and cost associated with an earlier version of the legislation. The study concluded that the cost would be marginal for insurers to provide the benefit over and above what they are currently covering. Therefore, the cost will vary by insurer and policy and average about a 0.03% to 0.06% increase for commercial insurance policyholders in Nebraska.
The Nebraska State Legislature is a unicameral legislature, meaning it only has one legislative house, where other states have two. It does works on two year cycle and in 2019 will be in the first year of their cycle. The 2019 Legislative Session convenes January 6th and will tentatively conclude June 6th. The Nebraska Legislature has set introduction deadlines for the 2019 Legislative Session. The introduction deadline for the Senate is May 30th.
Currently, the State Legislature is non-partisan and the Republican Party controls the Office of the Governor.
In order to move Insurance Fairness for Amputees legislation through the legislative process, the Amputee Coalition needs the support of the limb loss community. We are actively seeking advocates and champions for Insurance Fairness for Amputees legislation. Connect with the Amputee Coalition or your insurance company through Amplify, your State Representation and the Nebraska Department of Insurance to express your concern and desire for the legislation.