Maine has enacted Insurance Fairness for Amputees legislation.
Insurance Fairness History
The Maine State Legislature initially passed Insurance Fairness for Amputee legislation in 2003. Legislative Document 125 was signed into law by Governor John Baldacci (I) June 16th, 2003, which included a provision to exclude microprocessor devices.
In 2009 a successful attempt to amend LD125 was made using Legislative Document 20. The newly amended law required insurance companies to cover the cost of prosthetic devices containing microprocessors. As part of the legislative process, the Maine State Legislature commissioned the Maine Insurance Fairness Study to study the difference in coverage costs that would result from the passage of LD20. The study found the cost to be minimal based on a per member per month basis. Governor Baldacci signed LD 20 into law on April 5th, 2010.
The Maine State Legislature works on two year cycle and in 2019 will be in the first year of their cycle. The 2019 Legislative Session convenes January 2nd and will tentatively conclude June 19th. The Maine Legislature is able to prefile legislation for the upcoming session until December 21st, 2018. An introduction deadline has not been determined for each chamber.
Currently, the Democratic Party controls both chambers of the State Legislature and the Office of the Governor.
In order to move forward with other legislative initiatives beyond Insurance Fairness, the Amputee Coalition needs the backing of the limb loss community. We are actively seeking advocates to support or advocacy efforts in Maine. Connect with the Amputee Coalition or your insurance company through Amplify, your State Representation and the Maine Bureau of Insurance to express your concern about issues affecting the limb loss community.