Governor O’Malley of Maryland Signs Law Requiring Fair Insurance Coverage for Artificial Arms and Legs
Maryland Becomes 14th State to Enact Prosthetic Parity Law

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AnnapolisMD, May 7, 2009 – A Maryland bill designed to ensure fair insurance coverage for artificial arms and legs was signed into law by Governor Martin O'Malley today. 

 

The bill, known as the Prosthetic Parity Act, requires insurers to provide meaningful coverage for prosthetic devices and better care for people with limb loss by creating a consistent standard for prosthetic benefits. This removes special caps and exemptions placed on prosthetic and orthopedic care that made these very basic services cost prohibitive for many individuals. Because of its potential to help people with limb loss keep their jobs, take care of their families, and live healthy, active lives, the bill was strongly supported by the Amputee Coalition of America, the premier nonprofit organization working on behalf of people with limb loss.

 

“Unfortunately, many amputees have nightmarish stories of fighting with insurance companies to try to get the prosthetic devices they need to simply work and live,” explained Kendra Calhoun, president and CEO of the Amputee Coalition. “People pay their monthly health insurance premiums and expect their coverage to take care of catastrophic situations like losing a limb. This is the very reason people purchase health insurance.”

 

House bill (HB) 579 was introduced by Delegate Heather R. Mizeur (D) with 24 cosponsors. It was passed by a vote of 127-8 on March 25. Senate bill (SB) 341 was introduced by Senator Catherine E. Pugh (D) with 16 cosponsors. It was passed by a vote of 41-2 on March 20. Sponsorship of the bills was highly bipartisan.

 

When Lorenzo Smith’s right leg was amputated a few years ago at age 12, Maryland didn’t have a law ensuring that he would receive meaningful prosthetic care. His mother, Albertha Jackson-Smith, vividly recalls the tragic day she had to explain to her young son that he couldn’t have an artificial leg because the family’s insurance wouldn’t cover it.

 

“Thanks to the leadership of the Maryland General Assembly and Governor O’Malley, people with limb loss in Maryland can now get the care they need to get back to work and live independent, productive lives,” said Morgan Sheets, the national advocacy director for the Amputee Coalition. “Spread across the insurance pool, the cost of prosthetic care is less than a dollar per month. The cost to the healthcare system in the long run of not providing prosthetic

care far exceeds that of providing it. Additionally, the lack of productivity caused by inadequate prosthetic care places a huge burden on society.”

 

Five states (MD, IA, AR, VA and TX) have already passed prosthetic parity legislation this year. These states join the 11 other states (CO, ME, NH, CA, MA, RI, OR, NJ, IN, VT and LA) that have previously enacted laws.

 

The Amputee Coalition is now working with activists throughout the country to advance similar state legislation. Additionally, the nonprofit organization is working to get a federal prosthetic parity bill re-introduced in the 111th Congress. 

 

“We are fighting for people like Lorenzo Smith and even for those people who are not aware of their lack of coverage,” said Sheets, “but it’s a difficult battle. Insurance companies have a powerful voice, and the Amputee Coalition and our citizen lobbyists are like David taking on Goliath. Still, with the support of those like Governor O’Malley and the Maryland General Assembly, we believe that we can help win this victory for American families.”

 

About the Amputee Coalition of America      

The Amputee Coalition, based in Knoxville, Tennessee, with an advocacy staff in Washington, D.C., is a national nonprofit organization that empowers people who have experienced amputation or are born with limb differences through education, support and advocacy. For more information about limb loss, please visit the Amputee Coalition Web site at www.amputee-coalition.org or call 888/267-5669.          

 

Photos available by contacting Rick Bowers, Communications Manager.

                           

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