| ADVOCACY NEWS: ACA Calls for Meaningful Health Insurance Coverage for Prosthetic Care |
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FOR IMMEDIATE RELEASE AMPUTEE COALITION OF AMERICA CALLS FOR MEANINGFUL HEALTH INSURANCE COVERAGE FOR PROSTHETIC CARE Amputee Coalition Supports Federal Legislation Requiring Health Insurers to Cover Prosthetic Care As They Do Other Essential Medical Care Knoxville, TN, (March 12, 2008)—In the face of drastically reduced health insurance coverage for prosthetic care, the largest national non-profit educational and advocacy organization representing nearly two million amputees is calling for federal legislation requiring health insurance companies to cover prosthetic care on par with other essential medical care. “Increasingly we’ve seen health insurers drastically limit coverage for prosthetic care by imposing unrealistically low dollar caps and restrictions, even limiting coverage to one prosthesis ‘per lifetime,’” said Paddy Rossbach, President and CEO of the Amputee Coalition of America. “A solution to this problem is federal legislation requiring health insurers to provide meaningful coverage for prosthetic care and eliminate any distinctions between prosthetic care and other essential medical care covered by their policies,” said Ms. Rossbach. “Federal legislation is needed to close the insurance coverage gap,” she said. "Individuals who have undergone an amputation of an arm, leg, hand or foot, and children born with limb loss or difference, face many obstacles in their recovery and in their daily routines. Not being able to pay for limb replacement needed to attend school, return to work and lead independent, productive lives shouldn't be among them," said Ms. Rossbach. “Thousands of people who face the trauma of limb loss also face additional shock when they discover that their insurance company will not pay for the prosthetic limb that will enable them to return to an active and productive lifestyle, support their families and contribute to society, rather than burden it,” said Ms. Rossbach. “It’s a sad situation when a health insurance plan, whose ever-increasing premiums have been paid for years by individuals and their employers, forces its members to rely on community fundraising bake sales and other sources of charity to pay for prosthetic care for themselves or their children or other family members,” said Ms. Rossbach. There are an estimated two million individuals living with limb differences or loss in the According to a recent poll by the Amputee Coalition, among respondents with private health insurance, 24 percent had experienced a reduction in prosthetic coverage over the past three years. Four percent had their coverage eliminated entirely. “When individuals discover that prosthetic care is not covered by their health insurer, or it is extremely limited, they may have to resort to using retirement funds or children's college savings to purchase the prosthesis they need,” Ms. Rossbach said. “Some individuals in this situation have even taken mortgages out on their homes to get the prosthesis they need.”
“Congressmen on both sides of the aisle are working with the Amputee Coalition and other advocates on such legislation,” said Ms. Rossbach, “including Representatives Rob Andrews (D-NJ), Judy Biggert (R-IL), Lincoln Diaz-Balart (R-FL), Ric Keller (R-FL) and Todd Russell Platts (R-PA). The Amputee Coalition has taken the lead and serves as the standard bearer for the campaign for federal legislation requiring meaningful insurance coverage for prosthetic care. Ms. Rossbach sees momentum for federal parity legislation created by laws recently passed in eight states, and pending in 31 others, requiring health insurers to provide meaningful coverage of prosthetic care. In 2000 “Continued focus on state bills is essential. It helps the states achieve insurance parity while providing additional awareness and support for federal legislation,” said Ms. Rossbach. The Amputee Coalition of America, based in For information on becoming a member or making a donation to the Amputee Coalition of America, please visit the Amputee Coalition website at http://www.amputee-coalition.org. A national 501(c)3 nonprofit organization, the Amputee Coalition of America relies on grants and private support for its programs. Donations to the Amputee Coalition of America are tax deductible as permitted by law.
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